/* KyRon Finserv — shared inner-page design system (matches immersive home) */
:root{
  --void:#0A0A07;--panel:#14130D;--gold:#D4AF37;--gold-hi:#F0D26B;--up:#4ADE80;
  --ink:#F5F1E6;--muted:#A39A82;
  --line:rgba(212,175,55,.16);--line-strong:rgba(212,175,55,.38);
  --display:'Archivo',sans-serif;--body:'Inter',sans-serif;--mono:'JetBrains Mono',monospace;
}
*{margin:0;padding:0;box-sizing:border-box}
body{background:var(--void);color:var(--ink);font-family:var(--body);line-height:1.6;overflow-x:hidden;-webkit-font-smoothing:antialiased}
::selection{background:rgba(212,175,55,.35)}
a{color:inherit;text-decoration:none}
button{font-family:inherit;cursor:pointer}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:4px}

#world{position:fixed;inset:0;z-index:0;transition:opacity .3s}
#world canvas{display:block;width:100%;height:100%}
#vignette{position:fixed;inset:0;z-index:1;pointer-events:none;background:radial-gradient(ellipse at center,transparent 50%,rgba(10,10,7,.82) 100%)}

#ticker{position:fixed;top:0;left:0;right:0;z-index:101;height:34px;background:#050503;border-bottom:1px solid var(--line);display:flex;align-items:center;overflow:hidden}
#ticker .t-scroll{display:flex;gap:44px;white-space:nowrap;animation:tick 36s linear infinite;padding-left:100%;font-family:var(--mono);font-size:11.5px;letter-spacing:1px}
@keyframes tick{to{transform:translateX(-100%)}}
#ticker b{color:var(--ink);font-weight:500}
#ticker .u{color:var(--up)}#ticker .d{color:#F87171}

nav{position:fixed;top:34px;left:0;right:0;z-index:100;display:flex;align-items:center;justify-content:space-between;
  padding:0 clamp(20px,4vw,52px);height:74px;transition:background .5s,border-color .5s;border-bottom:1px solid transparent}
nav.solid{background:rgba(8,8,5,.85);backdrop-filter:blur(16px);border-color:var(--line)}
.brand{font-family:var(--display);font-weight:900;font-size:21px;letter-spacing:1px;line-height:1}
.brand em{font-style:italic;color:var(--gold-hi)}
.brand small{display:block;font-family:var(--mono);font-weight:400;font-size:8.5px;letter-spacing:3px;color:var(--muted);text-transform:uppercase;margin-top:3px}
.nav-links{display:flex;gap:32px;font-size:14px;color:var(--muted);font-weight:500}
.nav-links a{transition:color .25s;padding:6px 0}
.nav-links a:hover,.nav-links a.on{color:var(--gold-hi)}
@media(max-width:900px){.nav-links{display:none}}
.btn{display:inline-flex;align-items:center;gap:10px;padding:16px 32px;border-radius:4px;
  font-family:var(--display);font-weight:700;font-size:14.5px;letter-spacing:.5px;border:1px solid transparent;transition:transform .25s,box-shadow .3s}
.btn-gold{color:#141204;background:linear-gradient(115deg,var(--gold) 0%,var(--gold-hi) 60%,var(--gold) 100%);box-shadow:0 8px 32px -8px rgba(212,175,55,.5)}
.btn-gold:hover{box-shadow:0 14px 44px -8px rgba(240,210,107,.65);transform:translateY(-2px)}
.btn-ghost{color:var(--ink);background:rgba(24,22,12,.5);border:1px solid var(--line-strong);backdrop-filter:blur(8px)}
.btn-ghost:hover{border-color:var(--gold);background:rgba(212,175,55,.08)}
.btn-sm{padding:11px 20px;font-size:12.5px}

/* page hero over the 3D world */
.page-hero{position:relative;z-index:3;min-height:88vh;display:flex;flex-direction:column;justify-content:center;
  text-align:center;padding:150px clamp(20px,6vw,80px) 80px}
.page-hero .eyebrow{display:inline-flex;align-items:center;gap:12px;justify-content:center;font-family:var(--mono);font-size:12px;
  letter-spacing:4px;text-transform:uppercase;color:var(--gold);margin-bottom:24px}
.page-hero .eyebrow::before,.page-hero .eyebrow::after{content:'';width:30px;height:1px;background:linear-gradient(90deg,transparent,var(--gold))}
.page-hero .eyebrow::after{background:linear-gradient(90deg,var(--gold),transparent)}
.page-hero h1{font-family:var(--display);font-weight:900;text-transform:lowercase;letter-spacing:-.02em;line-height:.98;
  font-size:clamp(44px,8vw,100px);text-shadow:0 4px 60px rgba(10,10,7,.95)}
.page-hero h1 em{font-style:italic;font-weight:700;
  background:linear-gradient(100deg,var(--gold) 0%,var(--gold-hi) 55%,var(--gold) 100%);
  -webkit-background-clip:text;background-clip:text;color:transparent}
.page-hero p{color:var(--muted);font-size:clamp(15.5px,1.6vw,19px);max-width:580px;margin:24px auto 0;text-shadow:0 2px 30px rgba(10,10,7,.9)}
.page-hero .ctas{display:flex;gap:16px;justify-content:center;flex-wrap:wrap;margin-top:36px}
.hero-hint{position:absolute;bottom:26px;left:50%;transform:translateX(-50%);display:flex;flex-direction:column;align-items:center;gap:8px;
  color:var(--muted);font-family:var(--mono);font-size:10.5px;letter-spacing:4px}
.hero-hint i{width:1px;height:42px;background:linear-gradient(180deg,var(--gold),transparent);animation:sp 1.8s ease-in-out infinite}
@keyframes sp{0%,100%{opacity:.3;transform:scaleY(.6);transform-origin:top}50%{opacity:1;transform:scaleY(1)}}

/* content */
#ground{position:relative;z-index:6}
section.flow{position:relative;padding:clamp(70px,8vw,120px) clamp(20px,6vw,80px);background:var(--void)}
section.flow.first{background:linear-gradient(180deg,rgba(10,10,7,0),var(--void) 140px)}
.wrap{max-width:1240px;margin:0 auto}
.sec-eyebrow{display:inline-flex;align-items:center;gap:10px;font-family:var(--mono);font-size:12px;letter-spacing:3px;text-transform:uppercase;color:var(--gold);margin-bottom:20px}
.sec-eyebrow::before{content:'';width:28px;height:1px;background:linear-gradient(90deg,var(--gold),transparent)}
section.flow h2{font-family:var(--display);font-weight:900;text-transform:lowercase;font-size:clamp(30px,4.4vw,52px);letter-spacing:-.02em;line-height:1.02;margin-bottom:16px}
section.flow h2 em{font-style:italic;font-weight:700;color:var(--gold-hi)}
.lede{color:var(--muted);font-size:clamp(15px,1.4vw,17.5px);max-width:640px}
.rv{opacity:0;transform:translateY(30px);transition:opacity .85s cubic-bezier(.2,.7,.3,1),transform .85s cubic-bezier(.2,.7,.3,1)}
.rv.in{opacity:1;transform:none}

.card{position:relative;border-radius:10px;background:linear-gradient(165deg,rgba(26,24,14,.75),rgba(14,13,8,.8));
  border:1px solid var(--line);backdrop-filter:blur(10px);
  transition:transform .35s cubic-bezier(.2,.8,.3,1),border-color .35s,box-shadow .35s;overflow:hidden}
.card::before{content:'';position:absolute;inset:0 0 auto 0;height:1px;background:linear-gradient(90deg,transparent,rgba(240,210,107,.4),transparent)}
.card:hover{transform:translateY(-6px);border-color:var(--line-strong);box-shadow:0 22px 60px -20px rgba(212,175,55,.35)}

.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:48px}
@media(max-width:1000px){.grid3{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.grid3{grid-template-columns:1fr}}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:48px}
@media(max-width:1000px){.grid4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:520px){.grid4{grid-template-columns:1fr}}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:clamp(36px,5vw,70px);align-items:center}
@media(max-width:900px){.grid2{grid-template-columns:1fr}}

.tile{padding:30px 26px}
.tile .ico{width:46px;height:46px;border-radius:8px;display:grid;place-items:center;margin-bottom:18px;
  background:rgba(212,175,55,.1);border:1px solid var(--line-strong);transition:transform .35s}
.tile:hover .ico{transform:scale(1.1) rotate(-4deg)}
.tile .ico svg{width:21px;height:21px;stroke:var(--gold-hi)}
.tile h3{font-family:var(--display);font-weight:700;font-size:17px;margin-bottom:8px}
.tile p{color:var(--muted);font-size:13.5px}
.tile .num{font-family:var(--mono);font-size:11px;color:var(--gold);letter-spacing:2px}
.tile .glowline{position:absolute;left:0;right:0;bottom:0;height:2px;transform:scaleX(0);transform-origin:left;
  background:linear-gradient(90deg,var(--gold),var(--gold-hi));transition:transform .5s}
.tile:hover .glowline{transform:scaleX(1)}
.tile ul{list-style:none;margin-top:14px;display:grid;gap:8px}
.tile ul li{color:var(--muted);font-size:13px;padding-left:18px;position:relative}
.tile ul li::before{content:'▸';position:absolute;left:0;color:var(--gold)}

/* calculators */
.calc-panel{padding:clamp(26px,3.5vw,42px)}
.calc-tabs{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:30px}
.calc-tab{padding:11px 22px;border-radius:100px;border:1px solid var(--line-strong);background:transparent;color:var(--muted);
  font-family:var(--display);font-weight:700;font-size:13px;transition:all .3s}
.calc-tab.on{background:linear-gradient(115deg,var(--gold),var(--gold-hi));color:#141204;border-color:transparent}
.c-field{margin-bottom:22px}
.c-field label{display:flex;justify-content:space-between;font-size:13px;color:var(--muted);margin-bottom:10px}
.c-field label b{color:var(--gold-hi);font-family:var(--mono);font-size:13.5px}
.c-field input[type=range]{width:100%;accent-color:var(--gold);height:4px}
.c-result{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:26px}
@media(max-width:620px){.c-result{grid-template-columns:1fr}}
.c-res{background:rgba(212,175,55,.07);border:1px solid var(--line-strong);border-radius:8px;padding:18px;text-align:center}
.c-res b{display:block;font-family:var(--display);font-weight:900;font-size:clamp(19px,2vw,26px);color:var(--gold-hi)}
.c-res span{font-size:12px;color:var(--muted)}

/* about */
.cred-list{display:grid;gap:14px;margin-top:30px}
.cred{display:flex;gap:14px;align-items:flex-start}
.cred .c-ico{flex:none;width:40px;height:40px;border-radius:8px;display:grid;place-items:center;background:rgba(212,175,55,.1);border:1px solid var(--line-strong)}
.cred .c-ico svg{width:18px;height:18px;stroke:var(--gold-hi)}
.cred b{display:block;font-family:var(--display);font-weight:700;font-size:15px}
.cred span{color:var(--muted);font-size:13px}
.advisor-card{padding:clamp(30px,4vw,46px);text-align:center}
.advisor-card .a-mono{font-family:var(--display);font-weight:900;font-size:52px;color:var(--gold-hi);line-height:1}
.advisor-card h3{font-family:var(--display);font-weight:900;font-size:24px;margin:16px 0 4px}
.advisor-card .a-role{font-family:var(--mono);font-size:11px;letter-spacing:2.5px;text-transform:uppercase;color:var(--gold)}
.advisor-card p{color:var(--muted);font-size:14px;margin-top:16px;font-style:italic}

/* contact form */
.form-card{padding:clamp(28px,4vw,44px)}
.field{position:relative;margin-bottom:24px}
.field input,.field textarea{width:100%;background:rgba(6,6,4,.7);border:1px solid var(--line);border-radius:8px;
  padding:18px 16px 8px;color:var(--ink);font-family:var(--body);font-size:15px;transition:border-color .3s,box-shadow .3s;resize:vertical}
.field textarea{min-height:120px}
.field label{position:absolute;left:16px;top:14px;color:var(--muted);font-size:14.5px;pointer-events:none;transition:all .25s cubic-bezier(.2,.8,.3,1)}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(212,175,55,.15)}
.field input:focus + label,.field input:not(:placeholder-shown) + label,
.field textarea:focus + label,.field textarea:not(:placeholder-shown) + label{top:6px;font-size:11px;color:var(--gold-hi);letter-spacing:.5px}
.form-note{margin-top:13px;font-size:13px;opacity:0;transition:opacity .4s}
.form-note.ok{color:var(--up);opacity:1}
.form-note.err{color:#F87171;opacity:1}

.cta-band{padding:clamp(46px,6vw,74px);text-align:center;border-radius:14px;position:relative;overflow:hidden;
  background:linear-gradient(140deg,rgba(212,175,55,.16),rgba(240,210,107,.08) 55%,rgba(212,175,55,.12));border:1px solid var(--line-strong)}
.cta-band h2{font-size:clamp(28px,4vw,48px)}
.cta-band p{color:var(--muted);max-width:520px;margin:14px auto 30px}

footer{position:relative;z-index:6;border-top:1px solid var(--line);background:#060604}
.f-wrap{max-width:1240px;margin:0 auto;padding:56px clamp(20px,6vw,80px) 30px}
.f-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:34px;margin-bottom:44px}
@media(max-width:900px){.f-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.f-grid{grid-template-columns:1fr}}
.f-grid h4{font-family:var(--display);font-weight:700;font-size:13px;letter-spacing:1px;text-transform:uppercase;margin-bottom:16px}
.f-grid ul{list-style:none;display:grid;gap:10px}
.f-grid ul a{color:var(--muted);font-size:13.5px;transition:color .25s}
.f-grid ul a:hover{color:var(--gold-hi)}
.f-about p{color:var(--muted);font-size:13.5px;max-width:36ch;margin-top:14px}
.f-bottom{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;padding-top:24px;border-top:1px solid var(--line)}
.f-bottom p{color:var(--muted);font-size:12px}
.disclaimer{color:var(--muted);font-size:11.5px;max-width:900px;margin-top:18px;line-height:1.6}

@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}
  #ticker .t-scroll{animation:none;padding-left:20px}
  #world{display:none}
}